App Review – Pay Off Debt

Developer: Parallel Focus
Category: Finance
Price: £1.79

Spiralling debt can be a destructive force on many people’s lives. This app uses a debt snowball to help you pay off any remaining debt. Now you may be wondering, what on Earth is a debt snowball? It’s a method of paying the minimum payments on all debts, but paying the highest possible amount to the debt with the lowest remaining amount. In theory, by the time you reach the final debt with the highest amount the payments will have snowballed, helping you to pay off your total debts more efficiently. This is possibly the best debt snowball app we’ve encountered in the App Store. It’s a breeze to use, adding debt is as easy as filling out a few information fields, and you record payments by simply tapping a button. However, we’d like to see a password feature for security, and the ability to see payments already made.

Longevity: 6.0
Fun Factor: 4.0
Practicality: 7.0
Value For Money: 7.5

Kung Fu Verdict: 6.8